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Decision paralysis 

I gotta choose between an accountant who is good but expensive or an accountant who is competent but reasonably priced and I've been putting this decision off for weeks.

Decision paralysis 

The main difference is that the first one wants a small % of tax relief claimed whereas the other will cover that as part of their base fee. So it's not upfront expensiveness, just getting less money back than would be possible.

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