How do you view "luck"?
Options roughly explained:
Attribute: a percent (or similar) value that applies to things you do or that happen to you that can (or cannot) be altered depending on things you do/carry/surround yourself with and may (or may not) affect the #luck of others around you
Limited Supply: you're born with a specific amount of luck/number of times you can get #lucky in life, and you cannot get more unless someone gives you some of theirs (if possible)
Bank: you're born with a specific amount of luck/number of times you can get lucky in life (including none), and things you do/carry/surround yourself with in life can alter that balance
None: luck isn't real and I like neither having fun nor thinking about things in any way that's not strictly "logical" or scientifically provable
@leadore That phrasing was mainly coming from my perspective as someone who plays role playing (tabletop and video) games, but I would definitely put what you describe in that category :)